Chapter III - Commitments
E. Financing shelter and human settlements

47. While recognizing that the housing and shelter sector is a productive sector and should be eligible, inter alia, for commercial financing, we commit ourselves to strengthening existing financial mechanisms and, where appropriate, developing innovative approaches for financing the implementation of the Habitat Agenda, which will mobilize additional resources from various sources of finance - public, private, multilateral and bilateral - at the international, regional, national and local levels, and which will promote the efficient, effective and accountable allocation and management of resources, recognizing that local institutions involved in micro-credit may hold the most potential for housing the poor.

48. We further commit ourselves to the objectives of:

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